82.91 — Activities of Collection Agencies and Credit Bureaus

This class includes: - collection of payments for claims and remittance of payments collected to the clients (e.g. bill or debt collection services) - compiling and the provision of information (e.g. credit or employment history) for financial institutions, retailers and others who have a need to evaluate the creditworthiness of individuals or businesses

This class also includes: - activities of rating agencies - repossession activities

This class excludes: - factoring activities, see 64.93